Artificial intelligence and machine learning are driving the future of financial governance.

The Reserve Bank of India (RBI) is like a big rule maker for banks and money stuff. They're making sure everyone follows the rules and behaves nicely. They're using something called Artificial Intelligence (AI), which is like a smart computer, to help them find new rules and make sure everyone is following them.

The money world has had some problems lately because not everyone was following the rules properly. So, the RBI is making sure they fix those problems and make sure everyone is playing by the rules. Following rules is very important because it keeps everything fair and honest.

To help with all these rules, they're using AI and another thing called Machine Learning (ML), which helps computers learn from past mistakes and be even smarter. This helps them catch problems early and make things better.

They've also made some new rules to protect people's personal information and keep the internet safe. They're making sure that companies handle your information nicely and that your phone stays safe from bad people.

Companies need to be good and follow these rules. They need to do things like checking who their customers are and reporting if they see anything fishy happening. It's like being a good friend and telling the teacher if something isn't right.

They're also using technology to make sure everything runs smoothly. AI helps them keep an eye on everything and make sure no one is breaking the rules. Another thing, called Machine Learning, helps them understand patterns and see if something is going wrong.

In the future, AI will help even more. It will be able to see problems before they happen and help companies fix them. This will make everything safer and easier for everyone.

But they also need to make sure AI is being fair and nice to everyone. They need to keep teaching it new things so it doesn't make any mistakes.

In the end, following rules and using AI and ML will help keep the money world safe and fair for everyone. It's like having a superhero computer making sure everyone is doing the right thing.